More information and Klarna’s terms of use can be found here.

What is PayPal?

PayPal is the online payment service that allows you to pay securely, easily and quickly – the PayPal account is free. Your bank or credit card details are only deposited with PayPal. That’s why they don’t have to be resent over the Internet every time you make an online purchase – this makes PayPal payments very secure. Payment is easy to do with two clicks. Did you know: PayPal is popular and trusted by both buyers and sellers. Every third online customer in Germany has a PayPal account, worldwide (in 190 countries) there are over 175 million PayPal accounts. Simply open a free PayPal account and link it to your bank account or credit card – then your next purchase at movido-media.de will be even easier.

You can find more information about PayPal here.

How does payment by invoice work?

When purchasing on account with Klarna free of charge, you will receive your products before you have paid. You then have 14 days to pay your invoice amount. You only have to provide the information required to complete the purchase. Buying on account is completely risk-free.

Pay “X” in the month

When paying with Klarna, you can set up a payment pause of up to three months. Example: You buy in June, the payment target can be in September — 3rd month after the purchase. In August, Klarna will then send you an invoice with a payment date of September.

How does payment by Klarna installment purchase work?

Klarna offers you the option of paying for the products you have purchased in installments. Decide now to buy in installments with Klarna and pay for your products with fixed terms (6, 12 or 24 months) or over a variable period of time (at least 1/24 of the total amount, at least €6.95).

class=”elementor-heading-title elementor-size-default”> Advantages of Klarna installment purchase:

• Every purchase that you want to finance is collected on a monthly statement, regardless of whether you have selected the fixed or flexible terms
• You can see immediately how much you have to pay each month
• You make one payment each month for all purchases that you pay for in installments
• You can also pay your monthly bill in flexible installments at any time

Key data and fees for Klarna hire purchase:

Term: Flexible rates 3 – 24 months

Interest rate: The amount of the variable borrowing rate is 11.95%. In addition, Klarna charges a fee of 0.45 euros per month, which results in an annual percentage rate of 14.79%.

Repayment and special repayment: Flexible installments – monthly at least 1/24 of the amount used (but at least €6.95). Every month on the 15th you will receive a monthly invoice from Klarna by post or email. The payment term of 14 days is stated on the monthly statement. In the event of late payment or if less than the minimum amount due is transferred, Klarna will charge additional late fees (after the first free payment reminder by e-mail, a total of three reminders will follow, each with a reminder fee of €1.20.)

Redeem installment purchase: Early redemption or full repayment is possible at any time without further interest or installment purchase fees being incurred.

Required documents: When first completing the Klarna installment payment, the necessary personal data will be requested. For financing of more than €200, you will also receive a written contract from Klarna, which you must sign and return. Additional documents may be required in individual cases.

SCHUFA information: A SCHUFA query is carried out as part of the Klarna installment purchase credit check. In the case of negative SCHUFA entries, the installment purchase can be rejected.

Requirements: Completion of the 18th year of life and creditworthiness

How does payment by direct transfer work?

If you choose Sofort-Überweisung, you choose the leading direct transfer method in Germany. You can complete your order using your online banking details. Registration is not required for this. After you have selected SOFORT as the payment method in our online shop, you will automatically be taken to the securely encrypted payment form (sofort.com). Here you select your bank and log in with your known access data. Finally, release the transfer with a TAN.

Direct debit is safe and convenient. With the “direct debit” payment method, you give MOVIDO Media Verlag GmbH your consent to collect the amount due from your account. In addition to your name, enter the name of your bank and your IBAN number. Please note that your bank must be based in Germany, Austria or Switzerland.

How does payment by direct debit work?

Direct debit is safe and convenient. With the “direct debit” payment method, you give MOVIDO Media Verlag GmbH your consent to collect the amount due from your account. In addition to your name, enter the name of your bank and your IBAN number. Please note that your bank must be based in Germany, Austria or Switzerland.

How does payment by credit card work?

You can also purchase your products easily and securely by credit card payment with your MasterCard, American Express or VISA. To do this, enter your full credit card details and your check digit as usual. Thanks to SSL encryption, your data is transmitted via a secure connection.

How does payment via Giropay work?

With Giropay you can pay quickly, easily and securely by online transfer. This requires a current account with one of the banks participating in Giropay that has been activated for online banking. As part of the ordering process at movido-media.de, you will then be automatically forwarded to your bank’s website via a secure connection. Enter all of your personal bank details (bank account, PIN and TAN) directly on the website of your bank and initiate a transfer to movido-media.de.